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Since you aren t borrowing any money, you can t go into debt. You can use them almost anywhere. A prepaid MasterCard or VISA can be used virtually anywhere VISA and MasterCard are accepted. Disadvantages of prepaid credit cards They re expensive. You ll usually pay a set-up fee typically 5 - 50 . when you first open the account. After that, you ll have to pay a fee of 5 or more each. and every time you load more money onto the card. Compare this to today prepaid phone card s regular credit cards which rarely charge a. set-up fee or annual fees. Of course, not having to pay interest can help offset these charges a bit. You have to have cash up front to load the card before you can make. a purchase with it. Of course this can actually be considered an advantage depending upon your perspective. Some prepaid credit cards cannot be used to make automatically recurring payments, such as a. monthly subscription to an online service. Conclusion A prepaid credit card can be an excellent solution if you have had past credit. problems or have difficulty getting a regular card for some reason. In fact, a prepaid card might be the only solution If you decide to get. one, compare several offers and select the prepaid credit card that most closely matches your. needs and special circumstances. Prepaid Credit Cards DirectoryMore Interesting ArticlesDebt Consolidation Loans - Lower your monthly debt payments, and prevent. filing personal bankruptcy.
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2005